Yes, I amend my original comment after reading and reflecting on the article (not that I'm anyone to speak about life skills in the first place). I was thinking of those ballplayers who really have no excuses, some who luck out, some who don't, not to mention the Schilling types who turn the tables and hurt the lives of other people. But particularly in the NFL and NBA there are some really sad stories of guys who come from terrible poverty and have almost no chance, for those reasons you mention and in the article.