To answer the question of the title ... yes, MLB needs to make changes to make the minor leaguers lives livable. I think the current wages should include housing and at least one meal/day. Some places do provide housing, but I'm not sure the cost, but it's not usually free. If MLB teams provide housing, however they do it, it would ease a lot of the struggles. Someone suggested that minor leaguers don't know how to budget ... well ... I think that's true of most kids entering adulthood today, but that isn't the source of their troubles. A budget only goes so far when you literally cannot cover the basic costs of living. It is NOT doable for most going through the minor leagues. I know that some teams provide classes to teach English, to help players get their hs diplomas, perhaps they should add classes in basic finances. Call it an enhanced 'home economics' course, but finances/budgeting, shopping, cooking, living ... that would help. You make the experience doable and livable, it will attract a larger pool of players which makes for a better MLB all the way around. When you weaken your supply chain, you will weaken the top results. So, enhance the MiL players experience, it will be better all around.