I am sure you understand that there are a number of teams that generate 150 or 200% of the revenue of the Twins and therefore can spend 150 or 200% of what the Twins spend. If the Twin's roster produces the same WAR per dollar spent, it is absolutely certain the twins will not be remotely competitive. Therefore, it could be argued that productivity per dollar spent is crucial to building a winning roster.
As a result of this revenue disparity, acquiring and developing cheap young talent is by far the most crucial aspect of building a contender in a small/mid-market. When you ignore this fundamental need to produce more per dollar spent in many of your posts, it suggests that you simply refuse to acknowledge this reality. It's not that we want to be bankers. It's that we understand we have to be twice as productive per dollar spent to compete with teams with twice as much to spend.