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Squirrel

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Everything posted by Squirrel

  1. You are welcome to stay. Always good to have opponents’ povs in the mix. But the topic in this thread is the Twins-Yankees game. While good intentioned, Tribe Talk does come off to some as trolling. Just keep that in mind and try to limit the Cleveland game analysis while we’re trying to watch our game. Thanks. Edit: And, sorry you’re feeling the sting of a loss ... but we’re not sorry the Tribe lost' as you must understand.
  2. Hahahahahaha .... Cleveland chokers
  3. Okay, that made me laugh. Better than a Chief joke.
  4. Yeah ... wasn’t even a second between Smalley’s call and Sano’s hr.
  5. Canadians say ‘eh?’ at the end of sentences. Minnesotans say ‘Ya suuuure, you betcha!’
  6. I don’t think we’re going to make 47 pages in the game thread tonight.
  7. Surfed back just in time to see that! Nice way to keep my sanity in check and my anxiety at bay!
  8. You don’t have to watch him. That why God created channel surfing. Just turn away when he pitches and turn back when the Twins are batting.
  9. Where are you getting the 10% and 15% figures? Are those just what you think the odds are, or was that quoted from somewhere? I think with better arms, our chances to win go up by more than that. And I think we are competitive. I mean, we won last night, didn't we?
  10. Oooou!!!! Now this is WAY better than the spider thingie coming out of the swamp!
  11. When we get wins like this, against real competitive teams, teams that will most certainly be going beyond the regular season, it tells me ... we can compete against them. We can do it. It gives me hope. But we still need to make a couple of trades or it's just hoping for the best with my fingers AND toes crossed.
  12. Actually, I read that it was Schoop that prepped Arraez to be ready for the possibility. But yeah, it was Arraez' decision to go for it, and he did. Kudos all around. That was team work. https://www.mlb.com/twins/news/twins-convert-triple-play-against-yankees
  13. Keep in mind that new builds will get you with upgrades. Developers know just how much to charge to maximize profits but still make it worth it for them to do it and not have you do it on your own after you close and move in. Be extremely diligent on thinking through every detail. Upgrade now the things that would cost more to do later. For instance, when I bought my current condo, I bought pre-construction. I upgraded the master shower with body sprays and what not, but added extra cabinets in the kitchen at a later date. Adding/changing plumbing later on would have been more expensive and more involved than adding cabinets. Also think about upgrading the things that will bring more value down the road. And think about usage ... I added outlets here and there; and while I don’t have ceiling fixtures in the bedrooms, I added the ceiling junctions so fixtures can be added easily if I want them, or another buyer would. Anyway, if you buy new, all the upgrades add up. Think thoroughly what is worth to add during the building process vs just as easy to add later ... and budget for this. And insist on being allowed to walk through and inspect at various stages that what you want added has been. Once you close, getting them to work through the punch list can be difficult. And don’t hesitate to put off closing if things are not right during your final walk through.
  14. Um ... I wouldn't necessarily say they were second ...
  15. Oh, thank God ... I couldn't watch that ... just waiting for this one post.
  16. yeah ... but too many would try to imitate the artist ... and fail ... and wouldn't understand the difference
  17. Yeah, OLTF was the best! As a moderator, I probably shouldn't say this ... but I kind of wish trolpo was around.
  18. He got that out of his glove and over to first FAST. The throw from 3rd seemed a little slow ... no way did I think they'd get the guy at first ... Schoop made up for that.
  19. Well ... make sure it's within the budget you want. Set that first before you start looking. Don't let anyone try and sell you more cost to up their bottom line. When I first moved to Chicago and bought my first home here, I went to get pre-approved. (Make sure you are pre-approved.) The loan officer took a look at all my financials and credit rating and said, 'You're good to go ... how much do you want?' I'm like ... uh, what? They would have given me a loan for $500k if I hadn't said, 'Wait, what can I afford?' I made him work backwards by telling him what I was comfortable paying each month, how much I was planning to put down and we worked out a price range to look at, and then I purchased at the bottom end of that. The last thing you want is to be house poor. Keep in mind when you budget for what you can pay each month in a mortgage payment, all the other expenses ... insurance, taxes, home repairs/maintenance, and just all stuff you'll now need to purchase to keep up with maintenance and yard work, etc. I mean, you move in and an appliance goes kaput. Make sure you consider these things into your budget. (Oh, and I don't escrow my taxes and/or insurance. I prefer to pay for it myself so I know it's paid on time. I did this on my first home and it just made it easier, but I don't do that now._ Not only be realistic about what you can afford, but be realistic in how much house you really need in space and amenities in your first home. Sometimes you can get more house if you look at condos or townhomes. I know you have a dog and yard is important, but consider a little less yard as long as you are near and have access to parks and dog-friendly places. If you buy a project house, for your first home, don't do too much all at once. You are getting your experience in with your first home, so take some time figuring out exactly what you need to do right away and what you can do over time. This can also be a money suck right off the bat ... so take your time to think it all through before you jump in. My first house ever, in St. Paul ... before I moved in, I pulled up all the carpet, took down all the wallpaper, took down all the window treatments and laundered or tossed them, redid the wood floors underneath and painted every, single wall, in every single room, and had the upstairs, finished attic space recarpeted. I was fortunate, that on a house that old, that when I took down all the wallpaper, whoever put it up properly prepared the walls underneath so I could paint right away. But, I literally had to do all this ... the previous owners were heavy smokers and it was the only way to get all that smell out. And I had a week to get it done. Some of the painting took place after I moved in, but that was a lot to do in a week. But I really loved that little house. Heh ... and I won't tell you what I paid for it back in the day ...
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