I don't know if any of these options capture my opinion... the Twins certainly received a fair amount of luck during that ridiculous 2019 campaign, as it was perfectly suited to the players they had accumulated, some of which broke out in big, unexpected ways and just fueled the fire. But the front office did a good job of building a team that was ready to break out and capitalize upon that environment.
This season, they've been unlucky. There were just *so many* injuries to everyone on the team early in the season. No one expected to be 7-8 outfielders deep six weeks into the season. Or that basically the entire rotation (and the 6, 7, 8 options) to be similarly injured. But they put a lot of stock into some really bad players, taking a bad situation and turning it into an unmitigated disaster.