Same boat Ben, I have actually applied for the 10 year forgiveness. I don't expect to see a dime of it despite dedicating my life to helping others. I have counted on a promise to do right by me over the length of my loans that will go unfulfilled. Zero interest, 30k, etc......these all sound like things easily pulled out from under people in the name of cost cutting. Meanwhile, the problem was never solved and we're back at square one again.