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Brock Beauchamp

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Everything posted by Brock Beauchamp

  1. Yeah, I’m grumpy because I believe if someone signs their name to a bad contract, it isn’t my responsibility to bail them out entirely. I had the identical sentiment about the housing crisis. I wanted to see people get assistance but it wasn’t my responsibility to bail out a $60k/yr household that purchased a $500k house on an interest-only loan. I will happily give someone a hand to get off the ground. I won’t pick them up and carry them if they are perfectly capable of walking. We’re literally talking about trillions of dollars here. This kind of program comes at the expense of other programs. Budgets are a zero sum game.
  2. I don't see how offering a household tens of thousands of dollars of relief isn't an option. It seems like the most obvious option to me, the only one that tackles the problem without saddling a large section of America with trillions of dollars of unfair debt they did nothing to "earn".
  3. And I think relieving people like you and your wife is a good idea, which is why I threw out the $20-30k number. I understand that kids are being exploited and the hammer needs to come down on universities for what they're doing. But it hardly seems right that both my wife and I sacrificed things we wanted to do to get through school with little or no debt. We both watched others around us go out of state or go to a private school and come out the other side with six figure debt. Why should those people be absolved of that mistake? Give them relief, sure, but handing them a get out of jail free card on my dime is not something I'm interested in doing. It is not my responsibility to bail people out of their mistakes, though this is such a large problem that I'm certainly open to lending a hand in assistance (along with massive changes to the entire system).
  4. Or maybe my point is that expensive schools are too expensive for what they deliver. We need to bring down the price of all schools but expensive schools have been the worst offenders of the bunch. And I won't pay for those mistakes, or the people who benefited from (or suffered) said mistakes.
  5. The bolded makes no sense in the greater context of the argument. There are huge problems in our higher education, that's why I am in favor for a percentage of forgiveness. But I will not be in favor of complete forgiveness because I know too many people who made asinine decisions and I will not be a part of that. Government's role is to help people, not to rescue the dumbest of us, especially if they're middle class and just made the worst decision possible.
  6. Yep. And if things change rapidly and are outside the norm, then historical averages don't mean a whole lot, even if you weight them. Which is pretty much... what's happening now.
  7. To a point, if we want to forgive... I'll just throw a number out there. $20k. Maybe $30k. I'd angle more toward percentages, though... maybe 50% up to $50k, then 10% afterward. Whatever. But I am absolutely against these kids running up huge numbers against other, more logical, choices, and then expecting the world to forgive them for their mistakes. I did not go to an art school I was accepted to because I saw the tuition and said "nope". It was a soul-crushing decision but I did it because literally $22k a year versus $2k a year was a no brainer (and this was late 90s money). If I could make that decision, so can everyone else. It's not my job to bail them out completely, though I'm certainly open to helping them.
  8. Honestly, I'm wildly against complete loan forgiveness. I knew loads of people who took absolutely stupid loans while I stayed at a local school and got a good education. Now, mind you, I'm also cognizant that I did this in the late 90s but the principle still stands: bad decisions lead to bad outcomes. I am in favor of leniency with loans; should we give a certain amount of forgiveness? Absolutely. But for Christ's sake, we need some sort of personal responsibility factored in here. I went to a cheap, local school (thanks, California!). My wife had scholarships up the ass to go to all sorts of schools, yet she chose the one that paid *everything* for law school and skipped not only the tuition but also all the boarding fees. She had a similar student (and friend) who had *worse* grades but so badly wanted to go *explore* that she went to Boston and racked up literally $150k in student loans. Should I forgive that? HELL ****ING NO. She made that decision, that's on her. She needs to live with that bad decision. This isn't cancer or some unavoidable thing and she was 25 years old when she made that decision. She needs to own at least part of it. Society doesn't need to pick up the slack of her stupidity. If we want to temper loan forgiveness, sign me up. If we want to forgive rampant stupidity, no, I won't sign up for that.
  9. The problem with historical averages is that the climate ain’t what it used to be, if you know what I mean.
  10. Huh. Saw that all coming about 45 minutes into the first episode. Hiding the ball in an obvious manner is bad... It gets someone thinking about how clueless the characters are and then you start spotting every. single. thing. that. will. happen. It's the opposite of suspension of disbelief. Instead of being enraptured, you pick apart every single thing that's on screen and then know what happens next.
  11. Watched the first 2.5 episodes of The Umbrella Academy and wow am I disappointed right now. Hour long episodes, watched 2.5 of them. That’s a long-ish movie running time. Almost nothing has happened. Which is too bad because I like the premise, like the cast, and wanted to like the show. But after the fifth time the writers chose to hide the ball (again) instead of revealing *anything*, I simply lost interest.
  12. My god. No. How do you think Breitbart and DailyKOS started, anyway? Because you just described how they started and became media empires. Yet I asked how media should be called out for its transgressions and face repercussions. I don't mean to go at you too hard but you really haven't thought this through very well. In fact, I'd say you haven't thought this through at all. You're basically a libertarian right now. All ideology, absolutely no realization of its effects, no care about its repercussions, and then throwing up your hands after things go to hell and saying "YOU DIDN'T TRY HARD ENOUGH".
  13. No, you probably shouldn't. It's not a show that will grow on you. It's a show that you either love in the first five minutes or just don't care to watch. No answer is wrong, except one answer is wrong.
  14. I’m only a few episodes into it so I don’t know what kind of legs it will have but Letterkenny is comedic genius. You can find it on Hulu. Warning: it’s likely the kind of show you will love or hate. I don’t think there will be a lot of middle ground on this one.
  15. And, as a larger point, if this is your post, you're not even trying. Listen, I'm all ears when it comes to burning down the establishment... well, most of it. But you don't even understand how media is published. You're promoting media without repercussion. Super fun, right? Except that's how we get Breitbart and Dailykos. So how do we stop that? Maybe listen to the actual journalists who do research, except... You said let's not listen to them, either. So who DO we listen to at that point?
  16. BBC, yes, state owned. NPR, state partially funded (not OWNED). In fact, our own MPR is mostly funded by listeners, largely in due to their creation of The Current, a music station.
  17. I'm raising two black kids and I don't listen to the media nearly as much as I do the black friends around me, so... I disagree with your point here, rather profusely. I hate to swing race right back into *every* conversation but it's a pure luxury to not really care much about what is said; a white luxury. My own kids won't enjoy that luxury so yeah, gonna kinda get up in arms about it.
  18. What bothers me most about the blackface situation is that the offender won’t just own it and use the opportunity to talk about how it happened long ago, they have learned why it’s wrong, and how they have adjusted their behavior since the situation occurred. It was 35 years ago. Don’t defend it. Talk about how you’re a better person now and use the opportunity to talk about why it’s wrong. Then maybe we can all move the **** on and talk about something that happened this century.
  19. No mainstream politician is advocating pure socialism so it's really a pointless distinction to make. Yes, there is a significant difference between socialism and democratic socialism but when industrialized nations speak of socialism, it's all the same kind (democratic).
  20. I don't mean to disparage Maddux at all. He was a phenomenal pitcher with a unique skillset. I'm only trying to point out that peoples' memory of him don't really jibe with his actual profile. He didn't lob the ball toward the plate with precision. He hurled that ball with precision.
  21. Yep, hence my comment about bourgeoisie heads rolling through town squares. Things are going to unravel in a hurry. I think the biggest and most brutal shift will come alongside automated vehicles. That's going to punch the blue collar class right in the throat and the effect will be undeniable.
  22. This is something that just fascinates me because people don't realize the pure, unbridled ****storm that is coming our way. I don't work in AI but I work(ed) in tech before I decided to stay home and raise kids for a few years. My literal job was to put other people out of work. I built websites that automated functions to displace an entire class of workers through digital automation of tasks. One of my last projects was a website for a non-profit that allowed them to drop an office assistant because we took a long, complicated form application process and digitized it so applicants could just go to the website and fill out a lengthy form instead of interacting with a human being. It took two engineers three weeks to build a site that displaced a full-time employee.
  23. Ding ding ding. We need to stop pretending that horse and buggy solutions apply to the 21st century world. Capitalism is actually disintegrating before our eyes because labor is no longer a necessary commodity. Without the leverage of "you need me to build Thing X", the entire system starts to unravel. So we can go ahead and start talking about where we go next or we can bury our heads in the sand and wait for bourgeoisie heads to start rolling around town squares.
  24. Germany has the healthcare model that is most achievable for us to emulate. It's basically private insurers that are regulated heavily by the government to provide 100% coverage for its citizens. It's definitely not the best solution but it's the most reasonable system to aim for right now.
  25. You miss my point. Automation has been sapping labor's influence for decades. Our slow, steady slide away from wealth equity isn't merely from tax reform. The bulk of that slide away from a strong middle class lays squarely on the shoulders of automation. What once took three middle class jobs now takes just one. Up and down industry, across various fields of work, automation is sucking the life out of the middle class. For example, the old Packard plant from the 1950s took 45,000 employees to build ~150,000 cars a year. Mazda (and Toyota? can't remember their partner in the deal) just built a plant that will produce ~300,000 cars a year and requires only 3,000 employees to do it.
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