Honestly, I'm wildly against complete loan forgiveness. I knew loads of people who took absolutely stupid loans while I stayed at a local school and got a good education. Now, mind you, I'm also cognizant that I did this in the late 90s but the principle still stands: bad decisions lead to bad outcomes. I am in favor of leniency with loans; should we give a certain amount of forgiveness? Absolutely. But for Christ's sake, we need some sort of personal responsibility factored in here. I went to a cheap, local school (thanks, California!). My wife had scholarships up the ass to go to all sorts of schools, yet she chose the one that paid *everything* for law school and skipped not only the tuition but also all the boarding fees. She had a similar student (and friend) who had *worse* grades but so badly wanted to go *explore* that she went to Boston and racked up literally $150k in student loans. Should I forgive that? HELL ****ING NO. She made that decision, that's on her. She needs to live with that bad decision. This isn't cancer or some unavoidable thing and she was 25 years old when she made that decision. She needs to own at least part of it. Society doesn't need to pick up the slack of her stupidity. If we want to temper loan forgiveness, sign me up. If we want to forgive rampant stupidity, no, I won't sign up for that.