I'll back hundreds of pages: Every person gets several thousand dollars a year into an account. No idea the amount. The money can ONLY be spent on insurance, education, and general expenses for people over x age, not sure what else. EVERY person. Cut some of medicare, medicaid, farm aid, subsidies for international companies (I believe McDonalds still gets money to grow their over seas business....), etc. this is actually quite "affordable" actually. The government supplies catastrophic coverage for medical costs (for emergencies and life threatening items). All other insurance is bought with the above money or something else. You want to privatize? Fine, but do it so that people w/o money have a chance. Also, I'd say that children in the above scenario? Their money can only be spent on insurance and maybe some education stuff. By the time they are 18, they'll have thousands and thousands. Oh, and money above, say, 10K, can be invested in bonds or other items. Above, say, 50K, in mutual funds or something. EVERYONE gets this money, regardless of income. Tax all income, including my benefits.