If you have a payroll of around 100 million dollars then you don't need to plan on contedning in 2015 you can contend now. Le Tigres who won only what 88 games this season signed Tori Hunter? Big wow. Tori Hunter got lucky on balls in play last year. His power is dimished and his Defense in RF isn't even average anymore. Maybe plus two wins for Le Tigres. The Twins could contend now with smart trades and a couple of free agent SP signings. You obviously want to be flexible for future years because what you have isn't a sure thing or even close to it. The Blue Jays went all in for this upcoming year. With the package they got which is close to 10 plus wins a year if healthy they went all in. The Twins don't need to do that but can contend in the AL Central with smart moves. Look at the Orioles, I'd argue the Twins are a better team with a couple of above average starters and luck thrown in.